After learning about saving and spending and the differences between your daily needs and wants on the web you will understand why it is so important! You and your group will gain some advice on what to spend your money on and what not to spend your money on. Since your group will have $20 to spend you guys need to become a smart shopper quick, especially since you all cannot go over the $20. Y'all will be given a shopping list to help control the spending, and an activity to finish when you all are done shopping. Best wishes!